JCT EZ LOAN CORPORATION PRIVACY POLICY

JCT EZ LOAN CORPORATION is pleased to provide its privacy policy concerning private personal information it receives from clients and to whom the same are disclosed in the pursuit of our business.

In case you need to be clarified on any matter, feel free to call us at (02) 294 9708 or to write to:

JCT EZ LOAN CORPORATION
2nd Floor Congressional Town Center,
Congressional Avenue, Bgy. Bahay Toro
Quezon City

Attention: Mr. Edgardo Tameta Jr.
Data Protection Officer

I. COLLECTED INFORMATION:

As a lending company, we collect private personal information from the following sources:

From the submissions and disclosures made by clients; and
From information received from third parties or entities in its conduct of appropriate due diligence studies

II. RECIPIENTS OF INFORMATION:

We disclose all of the private personal information we collect, as described above, in such mode and manner as may be allowed by law. Such private personal information collated may be disclosed by JCT EZ LOAN CORPORATION to the following third parties:

Government agencies, such as Credit Information Corporation and Anti-Money Laundering Council, as mandated by law.
Financial institutions, including the BAP Credit Bureau, Inc.
Accredited collection agency and/or law firm in the event of delinquency.

III. DISCLOSURE OF INFORMATION TO THIRD PARTIES:

In the pursuit of its lending business, JCT EZ LOAN Corporation, may, from time to time, disclose personal information to its affiliates or to companies providing services to it or to third parties, in such a manner as may be necessary or as may be allowed by law. For our common protection, we only work and coordinate with companies that exercise strict confidentiality over personal information. Likewise, private personal information about our clients may be disclosed under such circumstances as may be required by law. Finally, we do not permit them to sell information received from us to 3rd persons.

IV. DISCLOSURE AND RETENTION OF INFORMATION FROM FORMER CLIENTS:

Private personal information from former clients are likewise covered by our strict confidentiality policy and may be disclosed only under such circumstances as may be required by law. Furthermore, such information shall be retained by us for a period of five (5) years, unless the former client is a party to a case where such private information is required to be kept beyond the five (5) year period as stated above