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Why Do Businesses Borrow Money?

In terms of business, borrowing money or applying for a loan is always a possibility, either as startup funds or additional working capital. In small or large scale business, continuous flow of funds is a necessity. In order for you to start or to continue your business, you should have more than sufficient amount of money or a decent savings on your bank account. But do you really think it’s enough? Here are some reasons why businesses borrow money.

Money Will Be Used for Your Startup Costs

Startup resources such as computers, telephones and internet connection are the materials that most of the business needs when starting. Before you start to operate, you should have an initial investment that money may came from a personal loan using flexible source of finances; borrowed from family and friends or from the business owner themselves which is too risky.

Money Will Be Used for Working Capital to Keep Cash Flowing

Most of the time, the supplier needs to be paid first before the businesses settle their debts. This can add constant pressure on the business cash flow, in order to continue the cash flow, you must avoid running out of money. Borrow a sufficient amount that needs to be available for your business at all times as your working capital.

Money Will Be Used for Business License and Permits

One of the essential needs in Business are licenses and permits. We all know that most of them can be costly that payments are more than you can afford. A loan can help to solve most of the problems of your business, it can help you to cover most of your expenses so your business can open and continue to operate.

Money Will Be Used for Technology and Equipment

Startup resources are not enough to operate the entire business; some of them require purchasing appropriate equipment that is suitable for the job and tasks. Like any other expenses, it is costly too. Borrowed funds are useful in this kind of situation, it helps you to purchase every technology and equipment that you will need in starting your business.

These are some reasons why businesses borrow money. If you are interested, the best company that offers loan services and financial assistance is JCT EZ Loan Corporation. They provide a balanced approach for clients who are looking for financial assistance, with the goal of providing an effective and efficient loan services with reasonable and transparent rates. This will surely help you to provide solutions tailor-fit to your needs. If you have questions or need assistance feel free to call us at (02) 294 9708, (Globe) 0917 867 6881, (Smart) 0949 346 1195 or message us on Facebook messenger Monday to Friday 9am to 6pm.


  • 3 Months Latest Bank Statement
  • Picture of Business and/or Inventory
  • Latest Business Permit

For fast approval you may submit the initial requirements to





Business Loan Quezon City Bulacan Rizal Metro Manila, Business Financing in Quezon City Philippines Bulacan Rizal Metro Manila Philippines,Why Do Businesses Borrow MoneyFill-out our application online or apply directly at our office at U11 2nd Floor Congressional Town Center, 23 Congressional Ave., Brgy. Bahay Toro, Q.C.

We will assess your application by answering simple questions; if qualified, you will receive a call from our Loan Consultant for initial interview.



Real Estate Mortgage Loan in Pampanga, Why Do Businesses Borrow Money

You may submit your complete requirements to the following e-mail addresses; or

Or you can submit directly to our office at U11 2nd Floor Congressional Town Center, 23 Congressional Ave., Brgy. Bahay Toro, Q.C.

Upon completion of Requirements, our friendly staff will visit you to explain the details of our products and services that will cater to your financial needs.



Real Estate Mortgage Loan in Pampanga,Why Do Businesses Borrow MoneyUpon submission of required documents, your application shall be processed and we will send you a suitable offer.

Loan amount approval will be based on your Business’ monthly net income.

Upon acceptance of our offer, you may personally issue post-dated checks for your loan amortizations in our office and personally receive the loan proceeds via check release or for your convenience you may receive your loan proceeds directly from your designated bank account.